Exemplary care for the aging
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BC Seniors MSP Subsidy

As of January 1, 2016, our BC Medical Service Plans have increased in cost to all residents. There's some relief offered for those who make less than $30,000 a year in the form of small monthly subsidies through the government.

“Some seniors are paying $900 per year for their MSP and many may qualify for a full or partial subsidy of this amount,” stated Mackenzie. “Seniors have one of the lowest median incomes and would likely benefit the most from MSP Premium Assistance, however many are not aware that they qualify,” continued Mackenzie who highlighted the lack of awareness in her 2015 report Bridging the Gaps. In this report, which randomly surveyed seniors across B.C., it was found that overall awareness of MSP premium assistance was low among survey respondents, with only 39 per cent being aware of the program. Awareness was lowest amongst those who would most likely qualify – seniors with household incomes under $30,000. “We must do all that we can to ensure that seniors are aware of, and accessing the assistance they are eligible for,” said Mackenzie.

All BC Seniors are encouraged to look into this program, which will backdate subsidies up to 6-years for those who qualify within these income level brackets. 

In B.C., premiums are payable for MSP coverage and are based on family size and income.

Monthly Premium Rates

Effective January 1, 2015

Adjusted Net Income

One Person

Family of Two

Family of Three or More

$0 - $22,000

$0.00

$0.00

$0.00

$22,001 - $24,000

$12.80

$23.20

$25.60

$24,001 - $26,000

$25.60

$46.40

$51.20

$26,001 - $28,000

$38.40

$69.60

$76.80

$28,001 - $30,000

$51.20

$92.80

$102.40

Over $30,000

$72.00

$130.50

$144.00

 

Government announced a rate increase to MSP Premiums effective January 1, 2016.

Effective January 1, 2016

Adjusted Net Income

One Person

Family of Two

Family of Three or More

$0 - $22,000

$0.00

$0.00

$0.00

$22,001 - $24,000

$12.80

$23.20

$25.60

$24,001 - $26,000

$25.60

$46.40

$51.20

$26,001 - $28,000

$38.40

$69.60

$76.80

$28,001 - $30,000

$51.20

$92.80

$102.40

Over $30,000

$75.00

$136.00

$150.00

 

Source: http://www2.gov.bc.ca/gov/content/health/health-drug-coverage/msp/bc-residents/premiums

 

For more information and to apply, here is the link to the downloadable form. 

http://www2.gov.bc.ca/gov/content/health/health-drug-coverage/msp/bc-residents/premiums/regular-premium-assistance